2024 Haley-Davidson® for sale in Oakland Harley-Davidson®, Oakland, California

Oakland Harley-Davidson® Finance Department

Ride Now. Save Big. A New Federal Tax Perk for Harley-Davidson Buyers

Starting in 2025, riders have an unprecedented opportunity to make their dream Harley-Davidson even more affordable. A new federal law lets qualified buyers deduct up to $10,000 per year in interest paid on loans for new, U.S.-assembled Harley-Davidson motorcycles — whether or not you itemize your taxes.

This program runs on loans originated between January 1, 2025, and December 31, 2028, and can apply for up to four tax years — meaning you could reduce your taxable income by as much as $40,000 over the life of the program.

Who Qualifies?

  • Individuals: Deduction phases out between $100,000 – $150,000 MAGI.

  • Married Couples Filing Jointly: Phases out between $200,000 – $250,000 MAGI.

  • Personal Use Only: Business and commercial purchases do not qualify.

  • New Models Only: Pre-owned motorcycles are excluded.

Check If Your Harley Qualifies

This benefit applies only to motorcycles assembled in the U.S. The easiest way to check? Look at the VIN:

  • Starts with "1HD": Assembled in the U.S. ✅

  • Starts with "MLY": Revolution Max models — not eligible ❌

Eligible models include most of Harley-Davidson’s core lineup, including:

  • Softail Series: Low Rider ST, Breakout, Heritage Classic, Street Bob

  • Touring Models: Road Glide, Street Glide, CVO Road Glide, CVO Street Glide

  • Trikes: Road Glide 3, Tri Glide Ultra

How to Take Advantage

  1. Finance Your Ride – Secure financing right here at the dealership.

  2. Keep Records – Save your loan documents and interest summaries from your lender.

  3. Claim Your Deduction – Deduct eligible interest when filing your federal return.

    Pro Tip: Talk with your tax professional to make sure you capture the full benefit.

Why Act Now?

This program is available only for loans originated between 2025 and 2028 — making now the perfect time to plan your next Harley. Don’t leave thousands in potential tax savings on the table.

 

Apply Today

Our knowledgeable finance staff is here to make the process of purchasing a new motorcycle easy, so don't put off your dreams. To get a quote, apply now. Our staff will contact you about our available financing options.

Apply Now